Happy Again!
At least a reasonable facsimile of it. Because everyone falls into money pits occassionally, and at least it's not credit card debt, and I'm still way above average in debt anyway, and it'll all get fixed tonight. Who cares if I've given $600 to Key Bank this month.
Moving on. In order to combat this temporary poverty, I am following Kristy's excellent example and blatantly stealing her NJ06 model, otherwise known as No Joy in '06. Except it'll just be No Joy in February, or NJFB.
So! NJFB, here I come!
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